Customer Success
Proven Success, Deal After Deal
Self-Storage Acquisition
Gumption closed this value-add storage acquisition play in with bank financing. The best rate on the project landed in the .
Truck Stop Refinance
Gumption provided financing to retire existing construction debt on a truck stop in eastern TN. In addition to the conventional loan, the lender also provided a at close.
Downtown Mixed-Use Refinance
Gumption arranged financing to recapitalize a mixed-use condo tower/retail development in downtown Chattanooga. Loan proceeds and .
Shopping Center Refinance
Gumption provided competitive terms for the refinance of a stable retail asset in Ormond Beach, FL. The winning lender provided a term sheet with a .
HOW IT WORKS
How Gumption Gets You the Best Financing Terms
See what lenders are actually offering.
Rates, leverage, and lender appetite pulled from real term sheets submitted on the Gumption platform. Not surveys. Not published rate sheets. Actual competing offers, updated every quarter.
Avg. CRE Rate · All Loan Types
6.62%
+28 bps vs Q1
Down 163 bps from the June 2024 peak of 8.25%, after bottoming at 6.34% in February 2026.
Private Lender Premium
329 bps
Private lenders averaged 9.76% vs. 6.47% at banks, credit unions, and life companies.
Data Behind the Report
$642.8M
Active pipeline across 97 deals and 700+ lenders, tracked since May 2024 across 12 property types.
Source: Gumption CRE Lending Report, Q2 2026. All figures from actual term sheets submitted by lenders on the Gumption platform, April–June 2026. Published quarterly.
Trusted by 400+
Leading CRE Firms
Having Gumption's help in financing my projects has been an absolute game-changer. In a world where developments and acquisitions are getting more and more difficult to make work, the time and money that Gumption has helped me save is priceless.
Sam Johnson, Jr.
Development Associate at Retail Specialists
Gumption is best in class when it comes to leveraging their platform for your financing needs, and even better people.
Carter McLean
Senior Director of Finance at RCP Companies
We had a negative leverage deal listed for sale on the investment market when we discovered Gumption. We decided to see what options were available and test drive the Gumption platform. We didn't expect a scenario where this asset would be a long term hold, and Gumption delivered an option that made that a reality.
Bradford Lineberry
Principal at Lineberry Developments
I've worked with Robert, Ward and Jon so far. All 3 of them are not only extremely professional, but very friendly, flexible and willing to do whatever they can to help solve a problem or accomplish a goal. We've closed 1 deal with them so far, and plan on doing much more business with them down the road.
Mason Miranda
Real Estate Investor and Developer
Working with Gumption has been a great experience. The team is professional, adaptable, and truly goes above and beyond to get the job done. Their ability to bring multiple banks to the table and create competitive options—something I wasn't able to do on my own—made our first deal smooth and successful. We're excited to continue building a long-term partnership with their team—the value they bring is well worth it.
Michael R. Whitworth
Whitworth Global Organization, LLC, Owner/Manager
Close the Best Financing Terms for Your Deal
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